Actuarial Excellence

Strategic Solutions
for Complex Plans.

Whether you're a business owner seeking maximum tax efficiency or a TPA firm needing elite actuarial support, we provide the precision you require.

For Business Owners

Wealth Preservation & Tax Engineering

We design and administer high-performance retirement plans that allow you to contribute significantly more than traditional 401(k) limits.

Custom-engineered plans that allow for contributions of $100k-$300k+ annually depending on your age and income.

Integrating a 401(k) with a Cash Balance plan to maximize owner contributions while controlling staff costs.

End-to-end management of your plan, from initial design to annual valuations and IRS filings.

For TPA Firms

We act as your backend actuarial department, providing white-label certifications and complex plan design for your high-net-worth clients.

Expert preparation of actuarial certifications, ensuring 100% accuracy and compliance with IRS standards.

Assisting your team with complex case design, non-discrimination testing, and cross-testing optimization.

Acting as the Enrolled Actuary of record, providing the necessary signatures and oversight for your plans.

A disciplined approach to actuarial design ensures your plan is built to last.

We analyze your financial goals, business structure, and tax situation.

Our actuaries model multiple scenarios to find the optimal plan design.

We coordinate with your advisors to launch and fund the plan seamlessly.

Annual valuations and certifications keep your plan in perfect standing.

Schedule a consultation with our actuarial team today and see the Kongruent difference.