Actuarial Support for TPA Firms
We act as your backend "hired gun" actuary, providing white-label valuations and complex case design so you can focus on client growth.
Your Outsourced Actuarial Department
Managing defined benefit and cash balance plans requires specialized credentialing and deep technical expertise. For many TPA firms, maintaining an in-house Enrolled Actuary is cost-prohibitive. Kongruent fills this gap by acting as your dedicated actuarial TPA support team.
We handle the heavy lifting of actuarial science behind the scenes. You maintain the client relationship, and we provide the flawless technical execution required to keep plans compliant and optimized.
Core TPA Support Services
White-Label Actuarial Valuations
We perform precise annual valuations branded for your firm. We calculate minimum funding requirements, maximum deductible limits, and PBGC premiums accurately and on time.
Schedule SB Preparation
As a Schedule SB preparation actuary, we generate and sign off on the required Form 5500 attachments, ensuring flawless IRS compliance for your clients' defined benefit plans.
AFTAP Certifications
We provide rapid and accurate Adjusted Funding Target Attainment Percentage (AFTAP) certifications to prevent benefit restrictions and ensure smooth plan operation.
Complex Case Design & Cross-Testing
Leverage our expertise to win new business. We assist with new comparability cross-testing and combo plan design to maximize owner benefits while passing non-discrimination testing.
Enrolled Actuary of Record
Kongruent LLC, led by Jeff Jackson, EA, signs off as the Enrolled Actuary of record for your plans. We take on the fiduciary responsibility for the actuarial calculations, reducing your firm's liability and ensuring regulatory adherence.
TPA Partner FAQs
Do you offer white-label services?
Yes. We can provide actuarial valuations and certifications branded with your TPA firm's logo, or we can act as your disclosed actuarial partner. We adapt to your firm's existing workflow.
What is your turnaround time for Schedule SB and AFTAP?
We pride ourselves on rapid turnaround. Most routine valuations and certifications are completed within 5-10 business days once full data is received, ensuring you meet all filing deadlines.
Can you help with complex plan design for prospects?
Absolutely. We often assist our TPA partners during the sales process by providing advanced case design, non-discrimination testing models, and contribution projections to help you win high-net-worth clients.
Who signs as the Enrolled Actuary?
Jeff Jackson, EA, signs as the Enrolled Actuary of record. We take full fiduciary responsibility for the accuracy of our actuarial calculations and certifications.
Become a TPA Partner
Expand your firm's capabilities and take on high-net-worth clients without the overhead of an in-house actuary. Partner with Kongruent today.